The basic facts about credit and the eventual repair of it if needed are simple. The first thing you would need to do is order your credit report. You can get it from various places, either paid or not paid. One good location is:

Free Credit Score 

You can get your free credit score online and can order your credit report for a small additional fee.

The next step is to check your credit report very closely to make sure that all information if real and accurate. This is not the time to get lazy, if you have to dig deep into your bank account records please do, this is very important to know if any items are there that should not be.

Dispute anything that is not correct.

If you find anything in your credit report that is not right you need to act now. If you are not familiar with the dispute process please call MSI Credit Solutions at: 1-866-217-9841. They have been repairing credit for several years. They know exactly what to do and how to do it.